Why use Paddy Compare for tradesman insurance?

We will do the hard work for you and put you in contact with tradesman insurance brokers that are ready to help and provide you with great quotes.

  • Get cheaps quotes in minutes
  • One-page quote forms
  • Independent and unbiased service
  • Brokers you can trust
icon

Compare tradesman insurance from our leading providers

We're dedicated to helping you get a great deal on your tradesman insurance, speak to our trusted tradesman insurance brokers today.

Britton Insurance
Seán P Matthews Insurances
Biz Broker

Why get tradesman insurance?

Let's talk about tradesman insurance

Why tradesman insurance?

Are you a plumber, decorator, handyman, builder or gardener? It doesn't matter the type of your occupation, if you are a tradesman or woman you need to ensure that you have right cover to protect you and your business. Manual trade work can be high risk, therefore it is important to find the right tradesman insurance policy to suit your needs. Get cheap tradesman insurance cover in Ireland with Paddy Compare.

Are you a tradesman owner?

What type of tradesman cover do I need?

A tradesman insurance policy in Ireland will typically cover trade businesses with turnover up to €750k and with up to 8 employees. Tradesman cover will protect you, your employees, your customers, members of the public, your equipment and your business property. The right policy will cover you against injury to employees and claims against you by third parties for compensation. Most polices will come with a standard level of public liability cover attached. There are also many optional extras that can be added onto your tradesman insurance policy based on your business needs, therefore it is important to speak with an expert.

What does tradesman insurance cover?

A tradesman insurance policy in Ireland will provide a level of legal liability cover, being public and employer liability claims. It would also cover you against personal accident, for example should you fall from working at height. And it would also usually provide cover for plant, tools and equipment. Some policies may also extend to cover you for use of a van on the roads. If you perform multiple trades you may be able to get a general tradesman insurance policy that will cover you for various occupations.

What extras can be added?

Tool cover can be added to protect against any loss, theft or damage to your tools and equipment. Employer's liability can be included if you have any employees and this will protect you against any claims made for injuries to the same. Plant and van cover will protect you against loss, theft or damage to any such items. Stock cover will protect you against any loss or damage to materials held for use in the business. If you are a contractor you can add contract works insurance which will cover you against any loss or damage to work or materials during contract work on site. As the tradesman policy can be quite complex it is important to discuss the details with a tradesman insurance specialist.

How much does tradesman insurance cost?

Policies would normally cost between €300 and €1000 depending on the size of your business and the level of cover required. The cost will depend on your occupation, the risk involved, your level of turnover, the number of employees and the level of interaction with the public. Tradesman insurance for a sole trader will typically be cheaper than that for a business with a number of employees.

Why Paddy Compare for tradesman insurance in Ireland?

At Paddy Compare you can compare tradesman insurance from specialist tradesman insurers across Ireland. We cover all trade types so if you need builders insurance, roofers insurance, carpenter insurance, glaziers insurance, painters insurance and much more, Paddy can help. Simply complete our easy to use online tradesman quote form and start saving time and money today. Our trusted tradesman specialists will then contact you directly with quotes.

Your testimonials

What our customers have said about us

What are the main types of tradesman insurance cover available?

Every policy is different and tailored to your individual tradesman needs and circumstances, speak to our advisers and get the right tradesman insurance cover today.

Public liability insurance

Public liability insurance will protect you against claims made by a third party for injury to themselves or damage to their property as a result of work done by you or whilst you are working on site or at their premises. An example of property damage may be a burst pipe or damage to furnishings whilst working at the individual's home. Most policies will include €6.5million limit of indemnity as standard.

Employers' liability insurance

Employers' liability cover usually provides indemnity up to a standard limit of €13 million for up to 6 or 8 employees. This will cover you against claims made by your employees and protects you against injury or death sustained during their employment whilst working on site or at your premises. The details can be complex and therefore it is important to speak with an adviser.

Product liability insurance

Product liability insurance will protect you against claims made for the installation of faulty fitted goods or applications. This will cover you if your product or installed product or appliance causes injury or death to the customer. Most policies will include €6.5million limit of indemnity as standard.

  • What type of trades are usually covered?

    Our tradesman insurance partners cover all trade types and occupations such as: plumbers; electricians; bricklayers; builders; plasterers; roofers; scafolders; landscapers; gardeners; contractors etc. Get a quote today.

  • How do you compare tradesman insurance in Ireland?

    It is important to compare quotes in order to save money, at Paddy Compare we work with a range of tradesman insurance specialists from across Ireland. We do the hard work and search the market for you, then put you in contact with brokers that can provide you with cheap tailored tradesman insurance quotes that will protect you and your business.

  • What details will I need to get a quote?

    In order to get a tradesman insurance quote online you will need to have the details of your business to hand, to include annual turnover, number of employees, trade occupations, and the level of liability cover required.

  • Can I pay in instalments?

    Yes, most insurance companies will offer you the option, to either pay by instalments, or pay upfront. Normally a deposit of 20-50% will be required when you take out the insurance.

Ready to get your tradesman insurance?

Compare tradesman insurance quotes from leading brokers for the best prices on the market.